Good Governance Challenges in JK

Cover 9 November,2020 Issue

Good Governance Challenges in JK
News Kashmir Bureau 
Good Governance is the basic foundation of progress and prosperity for every state and Country. Since Jammu and Kashmir was converted into Union Territory last year many have hoped that overall paradigms of Governance would improve. 
Unfortunately enough, the Good Governance was a dream in the erstwhile state of Jammu and Kashmir with State several times in news for wrong reasons on account of being among the most corrupt states of the country. The ineffective and inefficient Governance in Jammu and Kashmir has since decades plagued the common masses and their interests. Good governance aims towards betterment of people, and this can not take place without the government being accountable to the  people, and experts too have stressed same. But the recent findings from a credible study show that Good Governance still remains a dream in Jammu and Kashmir. 

As a matter of fact, the data released by Public Affairs Centre under Public Affairs Index-2020 ranked Southern State of Kerala the best governed State in the large States category while Uttar Pradesh ended at the bottom.

 It is worth mentioning here that the City-based not-for-profit organization, headed by former Indian Space Research Organization (ISRO) chairman K. Kasturirangan, said in its annual report that the States were ranked on governance performance based on a composite index in the context of sustainable development. Four southern States — Kerala (1.388 PAI Index point), Tamil Nadu (0.912), Andhra Pradesh (0.531) and Karnataka (0.468) stood in the first four ranks in the large State category in terms of governance, it said.

 Chandigarh emerged at the top in the category of Union Territories with 1.05 PAI points, followed by Puducherry (0.52) and Lakshadweep (0.003). Dadar and Nagar Haveli (-0.69), Andaman, Jammu and Kashmir (-0.50) and Nicobar (-0.30) were the worst performers.

 On the other hand, Central and UT JK Government have often made it clear that Governance in Jammu and Kashmir is improving fast, which many mainstream parties and civil society groups have criticised citing Governance in Jammu and Kashmir remains unimpressive. 
In Nutshell Analysis, the efficient Governance in Jammu and Kashmir still remains a dream not reality.

Biden Presidency Global Impacts

Biden Presidency Global impacts 

For decades, the question of who occupies the White House has had a direct bearing on the shape of the global economy and global politics. Joe Biden who is slated to be thr next President of United States of America, the most powerful country will have to address host of challenges  . First and foremost is the ranging Coronavirus Pandemic in USA which has killed lacs of humans and infected millions there. The restoration of dwindling US influence would be another major Challenge for the Biden Administration. Biden administration would continue to depict China not just as an authoritarian superpower (which it is), but also as a global threat to the very idea of freedom itself. It would frame competition with China in terms of a global battle of ideologies, and, in a rhetorical carry-over from the Trump years, speak of binding together “like-minded” democratic allies in the Indo-Pacific. The first Biden term would likely see a revival of democracy promotion as a core tenet of U.S. foreign policy, on the assumption (not always stated openly) that a more democratic world is both achievable and likely to turn the tide against  China.Biden would be mix bag for India. He will do everything to have stronger ties with India but as many political analysts state that We can be sure that Biden-Harris won’t give Modi and BJP the free pass that Trump did. Biden has expressed disapproval of the CAA and the National Register of Citizens (NRC), and Kamala Harris’ words on the abrogation of Article 370 should alarm New Delhi. Biden would like to revive the Iran Nuclear deal and that is big respite for Iran and it’s neighborhood especially India and Pakistan. For Pakistan the Presidency of Joe Biden looks Unknown commodity. Turkey might not like Biden Presidency as he and his team are quite vocal on Kurdish rights. Overall Joe Biden offers a picture of cautious optimism for US and World.

Struggle for Statehood

Cover story 26 October, 2020 Issue

Struggle for Statehood
News Kashmir Exclusive

In a big development for Jammu and Kashmir, the Union Home Minister Amit Shah has recently said that the centre will not take long to restore Statehood to Jammu and Kashmir which was converted into the Union Territory on August 5, 2019 and declared that there will be a wave of development there in next 5-6 months as Lieutenant Governor Manoj Sinha is taking development to grass-root level.
“Prime Minister Narendra Modi has committed Statehood to Jammu and Kashmir. I have also stated this on floor of Parliament. We won’t go back from our promise. It (restoration of Statehood to J&K) won’t take too long,” Shah said in an interview to CNN News 18 Network.Political and Social Circles have welcomed the move. 
Apni Party president Syed Mohammad Altaf Bukhari said that an early restoration of Statehood alone could guarantee the residents of J&K their right to self-governance. 
He said that the people of J&K cannot afford any further delay in the restoration of Statehood. 
In reference to the Union Home Minister Amit Shah’s remarks that the Centre will not take long to restore Statehood to Jammu and Kashmir, Bukhari said that the decision is no longer about a political party or any leader but about the democratic rights and political aspirations of the people of J&K.
Bukhari said: “While I welcome the union home minister’s statement, I would like to remind the union government not to keep this critical issue in political limbo for a long time in view of the sufferings of residents of J&K and the undeniable governance . 

Mushtaq ul Haq Ahmad Sikander, a well known political analyst stated :” Restoring statehood to J&K that has been degraded to Union Territory status is a genuine demand, because the decision of August 5, 2019 was taken without the consent of people. People and mainstream political parties who have been humiliated and betrayed will feel a sense of healing on their bruised souls. The apprehension however is like the previous state governments who were pawns in the hands of the centre and the regime in power in Delhi would call shots, now that process has accelerated in the Union Territory. Every small and big decision is taken by the centre so it does not evoke optimism that restoring statehood will bring some kind of relief, sense of triumph or revolutionary change in j&k. The mainstream political parties and centre is using the restoration of statehood as an election plank and conscious souls do understand it.”

On the other hand, PDP sounded unimpressed. Peoples Democratic Party (PDP) has reiterated that mere restoration of statehood to J&K is not going to undo the plunder of rights of its people and that the party would always strive to restore the position of August 4, 2019 as the first step towards working out the resolution of the J&K issue in a dignified manner.
Addressing the party workers meeting of zone Khanyar-Srinagar at the party office, PDP General Secretary Ghulam Nabi Lone Hanjura said that the people of J&K can’t be tricked into the bargain of statehood against our special status, rights and identity.

Opinion by Suhaib Ashraf Bhat

                   What caused me to lose my love and passion for the Lord?”

Suhaib Ashraf Bhat 
One cause of spiritual apathy is sin in the believer’s life. There are several causes of apathy and before dealing with the problem we have to pause and find out the cause. There are several ways of finding out the cause and dealing with apathy. 
Some of these causes are: a weak relationship with Allah swt, laziness in worship, keeping company with careless people, being distracted by this world and its delights, and not thinking about the end of this world and the consequences of being ill-prepared to meet Allah swt. 
As for how to treat the Muslim who has been afflicted by apathy in worship, there are several ways of doing so including the following: 
1 – Strengthening his relationship with his Lord, by reading the Qur’aan and pondering its meanings, realizing the greatness of Allah swt by seeing the greatness of His Book, thinking about the greatness of His names and attributes and actions. 
2 – Regularly offering naafil prayers and persisting in doing so, even if they are few, because one of the greatest causes of the Muslim becoming apathetic is when he starts to do acts of worship and does a great deal in the beginning. This is not the way of the Prophet (peace and blessings of Allah swt be upon him) and is not what he advised his ummah to do. ‘Aa’ishah (may Allah swt be pleased with her) described his actions as ongoing, i.e., not interrupted or infrequent. And the Prophet (peace and blessings of Allah swt be upon him) told us that, “The most beloved of actions to Allah swt are those which are done persistently, even if they are little.” If a Muslim wants not to be afflicted by apathy, then let him strive to do a small action persistently, because this is better than doing a lot infrequently. 
3 – Striving to keep company with righteous and active people. A man who is energetic (in worship and Islamic activities) will make you more active and lazy people do not like active companions. So look for active friends who strive to memorize Qur’aan, seek knowledge and call people to Allah swt. Friends like that will encourage you to worship and will show you the way to good things. 
4 – Read books that tell the stories of active people so that you will have good examples in your journey towards Allah swt. 
5 – To make du’aa’, especially in the latter part of the night. The one who turns to his Lord and seeks His help to remain steadfast in worshipping Him and to worship Him well will never be let down.
May Allah swt make things easy for us.  Aameen 

Suhaibhatt85@gmail.com

Opinion by Syed Mustafa Ahmad

SOCIAL EVILS IN OUR SOCIETY

By Syed Mustafa Ahmad
There are many evils prevalent in our society. Some of them are attached with it since time immemorial. But some have recently entered into our society. The evils prevalent in our society are: dowry, drug addiction, domestic violence,  female foeticide, female infanticide, illegal abortions, corruption, gender inequality, racism, human trafficking, casteism, poverty, food adulteration, hoarding, etc., to name a few. All these evils adversely affect our lives. But some are more grave than others. Like female infanticide and female foeticide are against humanity and the natural plan. No one has the liberty to kill a living being especially a human being. It directly attacks the very survival of generations. But this sort of behavior is not the culmination of some days; but it has a long history that slowly and steadily prepared  ground for such a behavior that we see in our society. Here, I will throw some light over some causes.      First is materialism. Materialism is such a path that is to be treaded upon carefully. It has the potential of creating as well as destroying. But the experience shows that a majority of people are destroyed by the harmful side of materialism. They worship materialism. Humanity is humiliated in the pursuit of this. The destruction of the Central Asia, Myanmar, Syria, Kashmir, Africa, etc., to name a few has made it clear to us that when the crown of humanity acts against his or her capacity, the fate of the whole world is destined to be destructive. This destruction gives rise to a number of other crimes. Drug addiction, sex scandals, human trafficking, etc., happen in these areas because in the backdrop of failure of the government, might becomes right. Anti-social elements take place of morality and the result is that the society falls into an abyss of immortality, where from it is very difficult to come out.      Second is religiosity. Religions almost teach peace and comfort. There are some rare occasions when violence of very less magnitude is permitted. In today’s world, religiosity has taken the place of religion. Dowry system in Islam has been permitted on the pretext that the last Prophet Muhammad ( PBUH) gave his daughter Hazrat Fatima some household things, at the time of her marriage. The things discussed in the most authentic books show that they were some household things and nothing more like a cushion with date leaves. This incident is taken as a condition for forceful dowry. A girl is forced by her in-laws to bring the modern gadgets from her parents’ home. But the reality is that when a father according to his wish gives some things to his daughter as a heart’s contentment, it is legal. But when it becomes matter of life and death, it becomes religiosity and becomes a life-taking evil.      Third is that we lack scientific temper. Every religious and non-religious text stress upon this fact that a person should ponder over the creation of  Universe. The perfect design of the Universe will make a person realize that there is someone who is the most intelligent and the perfect designer. The diversity among the living beings, will allow him or her to appreciate his or her Creator. The diversity among the non-living things will also leave him or her amazed. The natural phenomena will force him or her to think that they happen due to natural causes. There is no human contribution in it. This kind of mindset is an asset for the whole humanity. In contrast, the superstitious mind never thinks like this. He or she fears the natural phenomena. The rainbow is something to be worshipped. The big trees on account of their size are to be called sacred. Animals are for the service of man but in a humanitarian manner, are worshipped without any solid base. God becomes happy when we help each other, regardless of colour, age, religion, etc. But what when we sacrifice human beings to appease gods, means that we are more nasty than animals. God hates violence but we kill each other on the pretext that certain people bring ill-omen and they should be killed instantly. This approach is quite dangerous and its fruits are quite bitter to taste.       Fourth is the lenient government. They actually are hand in glove. If they are serious, no crime will happen on large scale. The culprits should be dealt harshly. There should be no complacency in punishing the culprits. The culprits, due to many reasons, get  freedom without much pain. In politics, a ruler should be an embodiment of both mercy and dread. A ruler will rule according to the situations. The other side of him or her that is dread, is more important in the contemporary world. The language of love is not understood by  the majority of people. So, it becomes necessary to get them on the right track by the use of stick. I feel it is nice to punish the guilty so that others get a lesson. It will somehow bring down the graph of evils down.      And the last is gender discrimination. A girl and a boy are discriminated on the basis of useless things. A boy is generally taken as a source of pride while a girl as a source of shame. This mindset will not allow girls to live. The ways will be sought to kill them so that the shame they bring with them is ended forever. Our social structure makes it possible to distinguish between a boy and a girl. A girl is always looked with suspicion. Most of the times, boys get scot free while girls are subjected to different harassments for the same activity that is done by a boy. This inequality is found everywhere. From homes to the markets, the story is same. This atmosphere brings no comfort but only gloom and frustration. And we are eyewitnesses to this. No day passes without some girl raped, teased, molested, etc., due to prejudices. It is a long story of misery with no end in future.      We call ourselves modern but we still live in an orthodox manner. We have not understood the reality of a man’s creation. If we had known, we would have mended our ways. If someone knows it, he or she still follows others and the society becomes devoid of the ethically good persons that create so many problems for the society. Let humanity prevail.
By: syed Mustafa Ahmad.

Financial Commissioner, health and Medical Education Atal Dullo Exclusive interview

People should register immediately in Jammu and Kashmir Health Care Scheme : Atal Dulloo

Financial Commissioner, health and medical education, Atal Dulloo is a dynamic and vibrant face of Jammu and Kashmir Administration , also overseeing the all important Covid effort of Jammu and Kashmir. 

In an exclusive interview with the News Kashmir he talks to Farzana Mumtaz and Rameez Makhdoomi. 

Why is there less awareness about different schemes of Government on healthcare here in Jammu and Kashmir? The awareness related about health schemes is both there and also not. Less awareness is that people do not know about all schemes especially new schemes of Government of India, so we take help of media and advertise same. But, people have good awareness about established schemes. Take for example Sehat Scheme people are well aware and already nearly half million have registered. People have less awareness on the schemes on Child care and in this regard we take assistance of media, health workers and Anganwari workers. 
You recently talked about attracting Global Investment in Jammu and Kashmir Health care? Would it be possible to get same during ongoing global pandemic? It is reality that during ongoing global pandemic we cannot get investment, but you need to remember that the Government of Jammu and Kashmir wanted to conduct global investment summit to all sectors which was unfortunately postponed due to Pandemic. We have four dynamic proposals going on especially establishing quality hospitals with prestigious institutes. 

Lack of Oxygen Supply in Jammu has been cause of concern during this Covid pandemic. Your take ? Jammu had oxygen problem especially in Jammu Medical College for two to three days. We then immediately streamlined the oxygen supply and gave approval of establishing Liquid oxygen Supply there which would be completed till 31 October . From 25 September since control room has been set this problem has ended. 
Harsh Winter is approaching in Kashmir, what would you suggest people since pandemic of Coronavirus is going? People should adopt appropriate Covid behavior. Firstly they should wear masks, secondly maintain Social Distance and thirdly wash hands often. Are our hospitals ready to face any eventuality during winters in Kashmir? Even during peak of Coronavirus cases, the hospitals in Kashmir managed well and are fully prepared if challenging situation strikes during winters. 
The disposal of Covid of dead body has been big issue in both Jammu and Kashmir. Your take? There is well laid out protocol for the disposal of dead body. It is wrapped in double bags. According to cremation or burial we have a laid down protocols , which is being followed. 
Can you give us an insight into statistical data on how many people have benefited from the Government Healthcare Schemes? In the Ayushman Bharat Scheme some 12 lac people have prepared card and out of which 90000 have taken benefits after being hospitalised. Pradhanmantri National Dialysis programme thirty thousand have been registered. 102, 108 ambulance scheme thirty thousand people were served during these months of pandemic. Ten thousand took benefit of tele radiology. Besides, free drug schemes JSS, Family planning schemes and other women and child health care schemes are going on with full vigor. 
Will all patients be covered by this Universal health care scheme? The honorable LG has recently announced universal healthcare scheme for all residents of Jammu and Kashmir irrespective of their income. All the disease have been covered in this scheme. Some 4.90 lac people already stand registered and in upcoming months we would fasten entire registration process. This scheme provides assistance in tune of rs five lac to patient. 
Jammu and Kashmir is now Union territory, will we see more medical colleges coming? We had given proposal of establishing five medical colleges last year and got permission for establishing four and soon we will get permission for Doda Medical college  . Handwara and Udhampur Medical colleges are in pipelines. During initial days of pandemic Coronavirus the people were angry that senior doctors don’t visit Covid wards in Jammu and Kashmir. Your take? Yes especially during early days of Covid there were such grievances  that senior Doctors don’t visit Covid wards. But now the process has been streamlined and senior doctors visit Covid wards often and this has decreased deaths. 
People complain that Hospital administration in Jammu and Kashmir is marred by inefficiency and politics?This lobbyism is unfortunately in every department here, but our effort is that hospital administration here improves and makes patient and students interest supreme. 
SKIMS, JVC, Chest Disease, SMHS have played well role during this pandemic. What is the further strategy? 
In addition  to the Covid appropriate behavior we need proper  surveillance, 
‌ control the containment zones. We also would be focusing on clinical management meaning proper care and treatment for those who fall sick. We also would be focussing on testing and more testing. 
Your message? My message is that Covid dealing requires Covid appropriate behavior and we are unaware how it will behave in winters. People should no go out without wearing mask. Secondly I would like to appeal to people to register themselves in Jammu and Kashmir Health care Scheme providing health care insurance to all residents of Jammu and Kashmir. 

Globalization and it’s consequences

GLOBALIZATION AND ITS CONSEQUENCES By Syed Mustafa Ahmad
Globalization can be defined as free flow of ideas, goods, services and people. Globalization has existed through out history. However, the speed and the scale of the movements of the goods has been different from period to period. In the past, during to lack of Science and technology, the rate of globalization was slow. But in the contemporary world, its pace is very quick. The main reason, apart from other reasons,  is the age of information technology. The quickest services provided by information technology have enabled us to spread ideas, goods, services, people, etc., quickly from one place to another.       Globalization is not the result of a single factor. Necessity is the main motive that results in globalization. No country or nation wants to remain aloof from others. A nation or country cannot be self sufficient in every respect. So, the circumstances force a nation or country to opt for globalization. Moreover, in the backdrop of the Covid-19 in December, 2019, it has become quite clear that how closely the world is knitted in the present world. The emergence of the Covid-19 in China, has almost engulfed the whole world. Any toward incident in any part of the world has a direct bearing on all the affairs of the countries. In short, we can say that the world is a global village, where everything is shared from one corner of the world to another in the quickest time. Now, we have some idea of globalization. We are in a position to understand that necessities are the main building blocks of globalization. But what about its impacts? On the paper, it looks like that it is full of advantages. But when we delve deep into it,  reality comes to the surface. In the next lines, I will throw some light over the consequences of globalization.
Consequences of GlobalizationPolitical: The first consequence of globalization is that it has reduced the state from a welfare state to a minimalist state. The core functions of a state include the maintainence of law and order and protection from any external aggression. Moreover, a state has to strive for the creation of socially and economically well being state. The entrance of globalization has eroded the capacity of a state to only look out for the maintainence of law and order and forget about the social and economic well being of a state. The entry of MNCs has made the state the toothless tigers. There is a compromise on the name of sovereignty. A powerful country interferes in the internal and external affairs of a state.  A state’s own laws and regulations are compromised on the name of development. It is a tight rope and to walk upon it is not a cakewalk at all.Social or Cultural: Apart from the political repercussions or consequences, globalization has affected our culture as well. It has affected our domestic life, food, drink, clothes, ideas, etc. It has also affected the people’s preferences leading to the threat of the common culture that can threaten the other cultures of the world. America, being the most powerful country in the world, rules over the physical life, social life, economic life, ethical life, mental life, etc., of people. America’s hegemony is found in many ways. In case of Soft Power, America dominates in ideological and cultural dimensions. They manipulate the world cultures in their own favour and we call it the Cultural Homogenization. The examples of this culture include the “ jeans culture” and the usage of “ fast foods”. However, it doesn’t mean that other cultures only get subdued. But they also learn new things. It shows that culture is a dynamic concept. It is a give and take method. But here again, it is a path to be treaded upon carefully.Economic: Globalization has economic dimension as well. When it comes to the economic Globalization, our eyes fall on the international institutions like IMF and the World Bank. It is because these institutions play a major role in determining not only the economic policies but also the political and social policies of a country. Economic globalization means to merge a country’s economy with the world economy. But this process is fraught with many dangers. A developing economy can be wiped out if it merges its economy with the developed countries. Recession may or may not harm the developed countries but there are cent percent chances that a developing country will be left in ruins. There will be no recovery from this shock. However, there are chances that a developing country may have access to the world market and try its best to develop itself like the developed countries. But this fact should be kept in mind that any mistake from the side of a developing country can prove fatal. Moreover, economic globalization doesn’t benefit everyone equally. The rich become richer while the poor become poorer. There is a wide gap between the  rich and the poor. One percent people  control ninety percent population in America. So, it can be easily deduced that economic globalization is a sugar-coated poison in my opinion.       The above discussion makes it clear that there are both positive as well negative sides of globalization. It is up to a country now how to tread on this path. It is a risky path. The largest economies of the world can walk up on this path without any hesitation. But for a country like India, that is a developing country with a myriad of problems, it is very dangerous. India is the fifth largest economy of the world. Its economy is about 2.7 trillion dollars. America has about 20 trillion dollars. China has about 14 or 15 trillion dollars. In this case, India lags behind. India cannot afford to merge its economy with these economies because at some time in the future, it may prove disastrous. So, our country should try to become self-reliant and then try to look out for the world market. 

Neglectful Husband and depressed wife

Neglectful Husband and depressed wife

Suhaib Bhat 
Harming wife a sin : This is one of the basic principles of Islam. Because harming even others is haraam in the case of strangers, it is even more so in the case of harming one’s wife.
 It was narrated from ‘Ubaadah ibn al-Saamit that the Messenger of Allah swt (peace and blessings of Allah swt be upon him) ruled, “There should be no harming nor reciprocating harm.” (Narrated by Ibn Maajah,, 2340)
This hadeeth was classed as saheeh by Imaam Ahmad, al-Haakim, Ibn al-Salaah and others. See Khalaasat al-Badr al-Muneer, 2/438.
 Among the things to which the Lawgiver drew attention in this matter is the prohibition of hitting or beating in a severe manner.
 It was narrated from Jaabir that the Messenger of Allah swt (peace and blessings of Allah swt be upon him) said in his Farewell Sermon:
“Fear Allah swt concerning women! Verily you have taken them on the security of Allah swt, and intercourse with them has been made lawful unto you by words of Allah swt. You too have rights over them, and that they should not allow anyone to sit on your bed [i.e., not let them into the house] whom you do not like. But if they do that, you can chastise them but not severely. Their rights upon you are that you should provide them with food and clothing in a fitting manner” (Narrated by Muslim, 1218).
The husband’s rights over his wife.
 The rights of the husband over his wife are among the greatest rights; indeed his rights over her are greater than her rights over him, because Allah swt says (interpretation of the meaning):
“And they (women) have rights (over their husbands as regards living expenses) similar (to those of their husbands) over them (as regards obedience and respect) to what is reasonable, but men have a degree (of responsibility) over them [al-Baqarah 2:228]
 al-Jassaas said: Allah swt tells us in this aayah that each of the spouses has rights over the other, and that the husband has one particular right over his wife which she does not have over him.
 Ibn al-‘Arabi said: this text states that he has some preference over her with regard to rights and duties of marriage.
 These rights include:
 (a)The obligation of obedience. Allah swt has made the man a qawwaam (protector and maintainer) of the woman by commanding, directing and taking care of her, just as guardians take care of their charges, by virtue of the physical and mental faculties that Allah swt has given only to men and the financial obligations that He has enjoined upon them. Allah swt says (interpretation of the meaning):
“Men are the protectors and maintainers of women, because Allah swt has made one of them to excel the other, and because they spend (to support them) from their means” [al-Nisaa’ 4:34]
 ‘Ali ibn Abi Talhah said, narrating from Ibn ‘Abbaas: “Men are the protectors and maintainers of women” means, they are in charge of them, i.e., she should obey him in matters of obedience that Allah swt has enjoined upon her, and obey him by treating his family well and taking care of his wealth. This was the view of Muqaatil, al-Saddi and al-Dahhaak.(Tafseer Ibn Katheer, 1/492)
 (b)Making herself available to her husband. One of the rights that the husband has over his wife is that he should be able to enjoy her (physically). If he marries a woman and she is able to have intercourse, she is obliged to submit herself to him according to the contract, if he asks her. That is after he gives her the immediate mahr, and gives her some time – two or three days, if she asks for that – to sort herself out, because that is something that she needs, and because that is not too long and is customary. 
If a wife refuses to respond to her husband’s request for intercourse, she has done something haraam and has committed a major sin, unless she has a valid shar’i excuse such as menses, obligatory fasting, sickness, etc.
 It was narrated that Abu Hurayrah (may Allah swt be pleased with him) said: “The Messenger of Allah swt (peace and blessings of Allah swt be upon him) said: ‘When a man calls his wife to his bed and she refuses, and he went to sleep angry with her, the angels will curse her until morning.’” (Narrated by al-Bukhaari, 3065; Muslim, 1436)
 (c)Not admitting anyone whom the husband dislikes. One of the rights that the husband has over his wife is that she should not permit anyone whom he dislikes to enter his house.
It was narrated from Abu Hurayrah (may Allah swt be pleased with him) that the Messenger of Allah swt (peace and blessings of Allah swt be upon him) said: “It is not permitted for a woman to fast when her husband is present without his permission, or to admit anyone into his house without his permission. And whatever she spends (in charity) of his wealth without his consent, ….” (Narrated by al-Bukhaari, 4899; Muslim, 1026)

A good relationship between the spouses means that each of them should pay attention to the feelings of the other and they should try to make one another happy. It also means paying attention to the spouse’s circumstances and relationship with those who have right over him or her, so as to help him fulfil those rights, such as the rights of parents, relatives, neighbours and so on. The basis for all of that is understanding, love and compassion. 
Our Lord, the All-Knowing, All-Aware, says (interpretation of the meaning):
“The good deed and the evil deed cannot be equal. Repel (the evil) with one which is better (i.e. Allah swt ordered the faithful believers to be patient at the time of anger, and to excuse those who treat them badly), then verily! he, between whom and you there was enmity, (will become) as though he was a close friend.
But none is granted it (the above quality) except those who are patient, and none is granted it except the owner of the great portion (of the happiness in the Hereafter i.e. Paradise and in this world of a high moral character)”
[Fussilat 41:34-35]. 
As-Sa‘di said in Tayseer al-Kareem al-Rahmaan (p. 749):
Then Allah swt enjoins showing a special type of kindness that will have a great impact, which is treating kindly the one who mistreats you. Allah swt says, “Repel (the evil) with one which is better” i.e., if  someone mistreats you, especially if he has significant rights over you, such as relatives, friends and so on, in word or deed, then respond in a way that is better. If he severs ties with you, uphold ties with him; if he wrongs you, forgive him; if he talks about you behind your back or in your presence, do not respond in kind – rather forgive him and speak to him gently; if he shuns you and does not speak to you, then speak to him kindly and greet him with salaam. If you respond to mistreatment with kindness you will attain great benefits.
“then verily! he, between whom and you there was enmity, (will become) as though he was a close friend” i.e., as if he is near and dear
“But none is granted it” i.e., no one is granted this praiseworthy quality “except those who are patient” in putting up with what they dislike and respond to it in the way that Allah swt likes, for people are naturally inclined to respond to bad treatment with more bad treatment, and not to forgive it. So, how about responding with kind treatment. If a person is patient, obeys the command of his Lord, is aware of the great reward, and knows that responding to bad treatment in kind will not benefit him in any way and will only make the enmity stronger, whereas treating him kindly will not lower his esteem and that in fact the one who is humble for the sake of Allah swt, He will raise him in status — then it will be easy for him and he will find joy in doing that.
“and none is granted it except the owner of the great portion (of happiness in the Hereafter i.e. Paradise, and in this world of a high moral character)” because it is one of the attributes of the elite among mankind, by means of which a person attains high status in this world and in the Hereafter, which is the greatest of noble characteristics.
It was narrated that ‘Uqbah ibn ‘Aamir said: I met the Messenger of Allah swt (blessings and peace of Allah swt be upon him), and I took him by the hand and said: O Messenger of Allah swt, tell me of the most virtuous deeds. He said: “O ‘Uqbah, uphold ties with those who cut you off, give to those who withhold from you and turn away from those who mistreat you.” 
Narrated by Ahmad, 16883; classed as saheeh (authentic) by al-Albaani in Saheeh at-Targheeb, 2536 

Interference of relatives and others in a couple’s life in ways that spoil it and cause trouble is not acceptable according to sharee‘ah (Islamic law) and people’s customs. This matter has to be dealt with wisely and carefully, so as to reduce negative consequences and achieve that which is in everyone’s best interests. The basis for that is achieving mutual understanding and cooperation between the spouses in dealing with it. It may sometimes need patience. So long as the matter has nothing to do with halaal (lawful) and haram (unlawful), 
Du‘aa’(supplication) is one of the greatest means of attaining what one seeks and being saved from what one fears, but that should be without a specific order or specific prayer.Bringing about reconciliation between people is something very important in Islamic teachings, and immense reward results from bringing about such reconciliation. By the same token, there are stern warnings against creating division among people. It was narrated from Abu’d-Dardaa’ (may Allah swt be pleased with him) that the Prophet (blessings and peace of Allah swt be upon him) said: “Shall I not tell you something that is better than the status of (voluntary) fasting, prayer and charity?” They said: “Yes.” He said: “Reconciling in a case of discord, for the evil of discord is the shaver.” Narrated by al-Tirmidhi (2509), who said: It was narrated that the Prophet (peace and blessings of Allah swt be upon him) said: “It is the shaver, and I do not say that it shaves hair, but that it shaves (i.e., destroys) religious commitment.” End quote.
Islamic teaching describes several guidelines that will lead to having a peaceful and sound atmosphere in the home, including the following:
Choosing a good wife.Making the home a place of remembrance of Allah swt.Establishing the laws of Allah swt in the home.Teaching the members of the household about Islamic faith and manners.Continually reciting Soorat al-Baqarah in the home to drive away the Shaytaan from the home.Not allowing anyone into the home whose religious commitment is not good.Keeping family secrets.

PMAY(U) scheme performing well in Kashmir: Er. Hakim Muzamil

PMAY(U) scheme performing well in Kashmir: Er. Hakim Muzamil 
Nodal Officer for PMAY(U) Mission J&K, Engineer Hakim Muzamil is a dynamic officer. In an exclusive interview with the News Kashmir, he talks to Rameez Makhdoomi and Farzana Mumtaz.

Why is still less awareness about the PMAY (U) in our part of the world? 
Under our realm comes Pradhan Mantri Awas Yojana (Urban) Mission launched on 25th June 2015 all over India which intends to provide housing for all in urban areas by year 2022.In this housing scheme for all urban and extended planning areas are covered. The awareness of this scheme is there. Ministry had not kept the IEC component so we were not able to aware masses via print, electronic or social media. The awareness was done through general Radio and TV. When forms were issued almost all applied without looking into the eligibility criteria. We had received about one lac twenty one thousand six hundred 71 application from aspiring Beneficiaries. What are the components and overall eligibility criteria? There are four components. The first is BLC which means Beneficiary Lead Construction  in which total about 1.66 lac are provided to Beneficiary of which 90 percent that is about 1.50 lac is provided by the central Government and ten percent that is sixteen thousand by the state or  UT government. The first installment of forty one thousand the beneficiary gets on plinth that is forty one thousand six hundred sixty six , second on lintel, third on slab and last fourth one. The most forms here came from Srinagar and most eligible were from here. The basic eligibility was that one should from EWS means economically weaker section with annual income not more than 3 lac. The number two is housing condition should be poor meaning ranging from weak structure to unsafe house. The beneficiary should be state subject and should have own land not govt land. Besides he should not have his house here or any where in the country. We have  52,210 beneficiary  been approved across state of Jammu and Kashmir by the ministry and payment for 39 thousand has been received so far 6 to 7 thousand houses stand completed with complete payment given. This shows that people are aware about the scheme and is delivering great results. The second component AHP affordable Housing Partnership  is the one wherein we are lagging behind . It Entailed covering those who do not have both land as well as house. Finance Department is yet to give clearance and Jammu and Kashmir is behind in implementing this and we are hopeful that with new housing policy coming into existence it will take off in big way. The third component is Slum Redevelopment and we had in area like Srinagar thirteen declared Slum zones by SMC. The bottleneck in this is that in many Slum areas the existing housing condition is quite fine ranging in millions. Plus in many areas the Slum areas illegal occupation of Government land has taken place. Jammu and Kashmir is asking for some relaxation and they are being given with many coming to implement this component soon. The fourth Component is CLSS Credit  Linked Subsidy Scheme and in this Beneficiary takes loan. The loans are provided to Economic Weaker Section having income upto three lac , low income group having income upto 6 lac, middle income group having income group having income upto 9 lac, and fourth category having income upto 12 lac. They have to get proper building permission from concerned authority. The subsidy is high for those who fall in low income groups and less in case of having more income.The high income groups get though more amount in loan.The loan has to be liquidated in easy installment over fifteen years.  More about statistics on those who have taken benefit?In BLC component we have about fifty two thousand hundred ten beneficiaries stand approved out of which financial assistance  for 39000 has come . Twenty thousand beneficiary in Srinagar district has been approved and field data for 5700 houses in Srinagar has come. 
The question is urban poverty more crushing in Downtown Srinagar, what about same? 
Maximum beneficiary are from downtown about 60 to 70 percent. The issue in downtown is many families do not have land, and many families living in same house and due to limited financial assistance they are not able to make their houses. Those living in downtown who have land especially outside downtown are able to fulfil their dreams of housing via this scheme. 

What is your paradigm of survey? In our urban scheme the data is taken from the latest population. In this PMAY U the Srinagar, Baramulla and Anantnag are majorly getting benefited. 

When will the beneficiary amount of this 1.66 lac be raised in Jammu and Kashmir ? This will be raised soon by at least one lac. The ministry has thankfully given approval and in two months time it is reality  . 
How can new beneficiary apply?The beneficiary can apply via online portal and for which component he or she is eligible they would apply. They don’t need to come office. When beneficiary applies in citizen chapter and that state or UT automatically gets that data base downloaded. The beneficiary can also apply from our office or housing board, deputy commissioner office or from municipality office  .What is the one improvement you would like to see in scheme in Jammu and Kashmir? Yes a good question. Here the financial assistance meant for beneficiary goes through eight departments and this causes delays and bottlenecks. The places outside Jammu and Kashmir get the finance just to one single nodal agency and we are hopeful same would be happening here to make scheme  more effective and efficient

Motorcyclist dies in Kulgam accident

Truck crushes motorcyclist to death in Kulgam

Kulgam, Oct 06: A 25-year-old youth was Tuesday crushed to death by a speedy truck in Khudwani area of South Kashmir’s Kulgam district.

Officials told the news agency that a 25-year-old youth identified as Ishfaq Ahmad Khanday, son of Ghulam Qadir Khanday of Sarandnoo was hit by a speedy truck (JK03C-7004) near Khudwani bypass Kulgam.

“The motorcycle of youth was crushed under the wheels of the truck, resulting in his on spot death,” Officials said.

“A case has been registered under relevant sections of law and further investigations have been taken up to crack the case,” he said